Question 1

Do you offer financing?

Accepted Answer

No — A&Y Auto Sales is a cash-only dealership. We don't offer in-house financing or work with third-party lenders. This keeps our prices lower and our process simpler.

Question 2

What payment methods do you accept?

Accepted Answer

We accept cash, cashier's check from a U.S. bank, bank wire transfer, and debit card (with limits). Personal checks are accepted with bank verification.

Question 3

Do you accept trade-ins?

Accepted Answer

Yes. We accept most makes and model years, including vehicles with existing loan balances. Visit our Trade-In page for details on how the appraisal works.

Question 4

Do you offer warranties?

Accepted Answer

Extended service contracts are available on most vehicles. We also stand behind every vehicle we sell — see our Inspection page for our quality guarantee.

Question 5

What documents do I need to buy a car?

Accepted Answer

A valid driver's license or state ID, proof of current auto insurance, and your payment. That's it — we handle the title and DMV paperwork on site.

Question 6

Are your cars inspected before sale?

Accepted Answer

Yes. Every vehicle passes a multi-point inspection, California smog check, and reconditioning process before it's listed for sale.

Question 7

Can I test drive without committing to buy?

Accepted Answer

Absolutely. Test drive anything you're interested in — no pressure, no obligation. Bring a friend, take your time.

Question 8

Do you sell salvage or branded-title vehicles?

Accepted Answer

No. We only sell vehicles with clean titles. We never knowingly sell salvage, flood, or branded-title vehicles.

Question 9

Where are you located?

Accepted Answer

1650 Silica Ave, Sacramento, CA 95815. We're open Monday through Saturday, 9 AM to 9 PM.

Question 10

Can I reserve or hold a vehicle?

Accepted Answer

Call us at (916) 598-7922 to discuss. Short-term holds may be possible with a small deposit on a case-by-case basis.

Question 11

Do you sell cars to out-of-state buyers?

Accepted Answer

Yes, though paperwork and registration requirements vary by state. Contact us before traveling so we can confirm what you'll need.

Question 12

Do you buy cars even if I'm not buying one?

Accepted Answer

Yes! Visit our Sell Us Your Car page for an instant appraisal and same-day payment.

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